“What’s Next?” is the critical question that will determine where you will be in the FUTURE!
Generally, You can choose the following options
1) Continue to stay in current HDB
2) Move to another resale HDB
3) proceed to upgrade to a private property/EC
Which of these above suits you?
Take note that whatever you choose here will greatly affects your future!
Read to the end to know why.
If You Are Currently Staying In A HDB For
More Than 5 Years
The Question Is,
“WHAT’S NEXT ?”
First, We Got to See How the HDB and
Private Property Prices Performed in the Past 10 Years.
Below are the exact statistics extracted from HDB and URA with regards to HDB and Private Property prices for the past 10 years.
Assuming that You continues to stay put in HDB and Your neighbour have taken action to upgrade to a private property.
Comparing a 1000sqft HDB
Owning A Private Property is No Longer
Just About Lifestyles, it is About
the Value Of The Asset that you Own.
1000 X $629psf = $629,000
$85,000 in this 10 years time
Your neighbour have profited
and a 1000sqft Pte Pty ,
You have profited 1000 X $85psf =
The Difference of Profit Between both of you is a Whopping $544,000!
That is Half A Million Difference of Profits in 10 years!
Is there really such Profits earned by anyone?
The answer is YES. With some don't even need to take 10 years.
This seems hard to believe but these are facts and figures extracted from reliable sources
(HDB and URA).
Words and emotions can lie but facts and figures don’t lie!
Naturally, you may have some concerns like Affordability, Higher Installments, Risk etc. Well, simply to say, it’s about finances.
Most people will thus wants to take some time to save up first before taking any action but without realizing that time don’t actually waits for them.
Property Prices have already Went UP by the time when they thought they are ready. To make things worst, their AGE have also caught up and thus greatly affects their housing loan tenure which in turns affects their monthly mortgage payment, making it even harder and adding even more financial strain compared to if they were to...
After meeting many clients with this same exact question and whom initially thought that it can’t be done, they have NOW already owns a Private Property,
1. Without Touching Their Savings
2. Have Reserve Funds to back them up for a good few rainy YEARS
3. In a much better position to prepare for their Retirements
Of course after making sure they are not over-stretching their finances and prudence is of top priority.
Let me ask you a question.
What do you think Singapore property prices will be in 10 - 20 years later from now?
A - Up? or
B - Down?
Your next concern might be,
“ok, but if I don’t save up, I can’t afford it now.”
10 - 20 years later, if Morgan Stanley's projections are accurate (which is in fact now on track), a $1.2M property will probably be worth $2.4M in 2030 (less than 20years from now). Even if it is worth lesser at $2M, it will still provide very good funds for your retirement and will also probably leave a legacy for the next generation.
On the other hand, can HDB provide the same appreciation as private property?
This is why “What’s Next?” is the critical question that will determine where you will be in the future!
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TESTIMONIALS
Mr & Mrs Chong
We have cleared our HDB loan few years back and are happy to be debt-free but Clarence shows us that being debt-free is good but we are not creating wealth fast enough for our retirement, also we are actually losing money every single month without us realising it!
He created a plan for us and we quickly executed it. Now we are a proud owner of a condo penthouse with a good amount of funds created for rainy days. We are excited looking forward to invest in a 2nd property soon.
Without Clarence's sharing of his Assets Progression plan, we would have missed this opportunity to progress.
Singapore Property Agent, Clarence Ong
As a real estate professional for over 13 years, I can guide you through this stages of assets progression and achieves your goals.
Having the right and proven strategy will help you achieve your goals for you and your family.
Many a times, it is not far away from you but just because no one shared with you this possibility, you and your family are deprived of this golden opportunity. Let not this be the case, because many families have already took their steps. Do not be left behind.
I know right now you probably might have some doubts and questions.
"Can I afford it?"
"Is it worth it?"
"Should I wait till I am more ready?"
Why don’t you give me the opportunity to share with you more, and to help you assess your situation? You will find out for yourselves if this suits you. There will be no hard-selling and gimmicks as that is not the way I work.
The thing is, what do you wish to own ultimately? It's always good to explore early before time passes us by and we speaks of regrets.
Feel free to reach out to me and let's find out together"
What are the Woes of Upgrading from a HDB to Condominium?
With Step By Step Guided Action Plan and Proven Asset Progression Strategy, You Can :
● ACHIEVE financial freedom for you and your family
● CREATE passive income with little or no EXTRA financial commitment
● EXPAND your asset portfolio through ROCK-SOLID property investment plans
● BUILD a strong safety net for your retirement
● LEAVING a lasting legacy for your loved ones to benefit from
● MAINTAIN a healthy amount of cash reserve fund for rainy days
In A Free 1-to-1 Consultation, Let me show
you how you can own your first private property.
Do not let your lack of knowledge Deny you of your lifestyle progression and short-change yourself and your family
